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At Barnett & Associates, we understand the importance of providing comprehensive benefits packages to your employees. Our group benefits solutions are designed to meet the diverse needs of your workforce while also aligning with your budget and organizational goals.

Tailored Solutions for Your Business

We recognize that every business is unique, which is why we offer customizable group benefits packages tailored to your specific requirements. Whether you’re a small startup or a large corporation, we have the expertise to design a plan that suits your company’s size, industry, and employee demographics.

Comprehensive Coverage

Our group benefits offerings include a wide range of coverage options, such as health insurance, dental plans, vision care, disability insurance, life insurance, and more. With our extensive network of insurance providers, we can negotiate competitive rates and ensure that your employees have access to high-quality healthcare services.

Employee Wellness Programs

In addition to traditional benefits, we also provide employee wellness programs aimed at promoting health and well-being in the workplace. From wellness workshops to fitness incentives, we can help you create a culture of wellness that boosts morale, productivity, and employee retention.

Expert Guidance

Navigating the complexities of group benefits can be overwhelming, but our team of experienced advisors is here to help. We’ll work closely with you to assess your needs, evaluate your options, and implement a benefits strategy that maximizes value for both your company and your employees.

Get Started Today

Investing in your employees’ well-being is an investment in the success of your business. We are here to help you learn more about our group benefits solutions and how they can help you build a healthier, happier workforce.

Group Benefits: Questions and Answers

YES! Group Benefits are non-taxable and due to this tax treatment the market has developed around employers providing coverage to its employees. The plans in the market are generally available to employers at lower prices and better terms then what an employee could buy themselves.

Group insurance is a type of insurance policy providing coverage for a group of people. This group can be under a business, non-profit organization, educational institution, etc. The coverage can be for a variety of services or circumstantial payouts. Common coverages that you may have heard of are dental care, health care and long-term disability.

An insurance provider will supply a tailored policy that manages your wants and needs. Your organization will pay into the policy via a monthly premium. Over the course of a year, from the date of purchase, employees can then make claims that are handled by the insurance provider.

The insurer or service provider pays the claims.

Claims are progressing faster and faster. From pay direct drug cards with instant payment at point of sale, to online and mobile app claims submission and direct service provider submission the pace of claim reimbursement is increasing all the time. The percentage paid on a claim is typically a choice made in plan design by the plan sponsor.

There are two main benefits of group insurance, tax deductions and employee attraction/retention.

Tax Benefits

Group policies are qualified as a business expense. These tax savings can be seen as small offset to the cost of the policy.

Employee Attraction and Retention

Organizations of all types know how important it is to have top talent employees helping us push our organizations forward. And you may have seen how competitive it can be to attract and retain those people. Benefits are a huge bonus for many, drawing them in. But, the goal is to keep those crucial employees. A benefits plan will provide your employees with services that they may not have otherwise been able to afford. This will show your workforce that you care and encourage them to stay for years to come.

Other Benefits

Besides the big two benefits, an often overlooked benefit of group insurance is the long term health protection of your workforce. Your policy, depending on the features that are chosen, can help each individual sustain their health keeping them in your workforce for a greater period of time.